I recently signed up for Intuit's GoPayment credit card reader. You plug the reader into the headphone jack on your IPhone or Android and you can swipe cards, or you can type in the credit card information. The reader is free and the per charge fees are really small (1.7%-2.7%).
People do not have to worry about fraudulent charges because credit card companies will refund the bad charges (actually they take the money back from the merchant). So, we, as merchants, should be careful the one offering the card is who they say they are.
Really, I do not understand why anyone who sells anything would not take credit cards. I was in an antique store this weekend (just looking, not buying) and I overheard the lady who takes the money tell someone they only take cash or check. How many sales do they lose?
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